Legal
Licensing
Last updated September 17, 2026
Cal Rates arranges the first conversation. Mortgage advice, applications, and loan offers come only from a licensed brokerage.
Licensed brokerage
- Company: [Brokerage name — to be confirmed]
- NMLS ID: [NMLS number — to be confirmed]
- State license: [California license — to be confirmed]
About Cal Rates
Cal Rates is operated by [Legal entity name — to be confirmed]. Cal Rates is not a lender, does not make credit decisions, and does not give mortgage advice.
Equal Housing Opportunity
We and our brokerage partner do business in accordance with the Fair Housing Act and the Equal Credit Opportunity Act. We don’t discriminate on the basis of race, color, religion, national origin, sex, marital status, age, disability, familial status, or receipt of public assistance.
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